Motherhood *Tell us more about your Business Tell us more about your business or organisation? Completed by: * Text * Email * Would you like, at this stage, to set your own risk tolerance level? * Yes No. I am happy to use the default level (60) What is your desired risk tolerance level? * We are moderately risk tolerant. We are happy to accept high levels of risk and would make an effort to reduce as many risks as possibleWe are very risk tolerant. We are happy to accept high levels of risk and only wish to eliminate obvious riskWe are fairly risk tolerant. We are happy to accept modest levels of risk and wish to eliminate obvious high risks.We are extremely risk tolerant. We only want to eliminate massive risksWe are quite risk averse. We will make a reasonable effort to eliminate most risks in our businessWe are very risk averse. We will make a concerted effort to eliminate or reduce most risks in our businessWe are extremely risk averse. We will (or intend to) go to great lengths to manage all the risks inherent in our business, regardless of the nature of those risks Risk tolerance is defined as your capacity to accept or absorb risk, where risk implies a vulnerability to some event resulting in a loss or some other adverse result. People with high risk tolerance accept the likelihood that events will cause pain or loss whereas risk averse people generally try hard to eliminate or manage risk to avoid or minimise the impact Industry Type AGRICULTURE, HUNTING, FORESTRY AND FISHING COMMUNITY, SOCIAL AND PERSONAL SERVICES CONSTRUCTION ELECTRICITY, GAS AND WATER SUPPLY FINANCIAL INTERMEDIATION, INSURANCE, REAL ESTATE AND BUSINESS SERVICES MANUFACTURING MINING AND QUARRYING PRIVATE HOUSEHOLDS, EXTERRITORIAL ORGANISATIONS, REPRESENTATIVES OF FOREIGN GOVERNMENTS AND OTHER ACTIVITIES NOT ADEQUATELY DEFINED TRANSPORT, STORAGE AND COMMUNICATION WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES, MOTOR CYCLES AND PERSONAL AND HOUSEHOLD GOODS; HOTELS AND RESTAURANTS Sub Industry Agriculture, hunting and related services Agricultural and animal husbandry services, except veterinary activities Farming of animals Fish hatcheries and fish farms Fishing, operation of fish hatcheries and fish farms Forestry, logging and related services Forestry and related services Growing of crops; market gardening; horticulture Growing of crops combined with farming of animals (mixed farming) Logging and related services Ocean and coastal fishing Production of organic fertilizer Sub Industry Extraction of crude petroleum and natural gas; service activities incidental to oil and gas extraction, excluding surveying Mining and quarrying n.e.c. Mining of coal and lignite Extraction of crude petroleum and natural gas; service activities incidental to oil and gas extraction, excluding surveying Mining of diamonds (including alluvial diamonds) Mining of iron ore Sub Industry Activities of business, employers’ and professional organisations Activities of membership organisations n.e.c. Activities of other membership organisations Activities of trade unions Central government activities Education Educational services Health and social work Human health activities Library, archives, museums and other cultural activities Local authority activities Other community, social and personal service activities Veterinary activities Sub Industry Site preparation Building of complete constructions or parts thereof; civil engineering Building installation Building completion Renting of construction or demolition equipment with operators Sub Industry Production, collection and distribution of electricity Manufacture of gas; distribution of gaseous fuels through mains Steam and hot water supply Collection, purification and distribution of water Sub Industry Activities auxiliary to financial intermediation Activities auxiliary to financial intermediation, except insurance and pension funding Activities auxiliary to insurance and pension funding Business activities n.e.c. Computer and related activities Data base activities Data processing Renting of other machinery and equipment Renting of personal and household goods n.e.c. Renting of transport equipment Sub Industry Dressing and dying of fur; manufacture of articles of fur Manufacture of basic chemicals Manufacture of beverages Manufacture of dairy products Manufacture of footwear Manufacture of grain mill products, starches and starch products and prepared animal feeds Manufacture of other food products Manufacture of tobacco products Manufacture of textiles, clothing and leather goods Tanning and dressing of leather; manufacture of luggage, handbags, saddlery and harness Processing of nuclear fuel Petroleum refineries/synthesisers Sub Industry Exterritorial organisations Other activities not adequately defined Private households with employed persons Representatives of foreign governments Sub Industry Air transport Inland water transport Land transport; transport via pipelines Other land transport Postal and related courier activities Post and telecommunications Railway transport Sea and coastal water transport Supporting and auxiliary transport activities; activities of travel agencies Telecommunications Transport via pipelines Water transport Sub Industry Non- specialised retail trade in stores Other retail trade in new goods in specialised stores Other wholesale trade Repair of personal and household goods Retail trade, except of motor vehicles and motor cycles; repair of personal household goods Retail trade in food, beverages and tobacco in specialised stores Retail trade in second-hand goods in stores Retail trade not in stores Wholesale and commission trade, except of motor vehicles and motor cycles Wholesale trade in agricultural raw materials, livestock, food, beverages and tobacco Wholesale trade in household goods Wholesale trade in machinery, equipment and supplies Wholesale trade in non-agricultural intermediate products, waste and scrap Wholesale trade on a fee or contract basis How risky/ complex would you say your industry/ operating environment is?: Very RiskyQuite RiskyNot Very RiskySlightly RiskyNot Risky - Low Risk Are the key shareholders/directors/trustees/committee members/office bearers active in the business/organisation?: Yes No Yes to some degree Is the business/organisation part of a bigger group/association/body? Yes No How is the business/organisation legally structured/how would you classify your business or organisation? Micro Business/Start Up Sole Proprietor/Sole Trader/Individual Partnership Close Corporation An NGO or PBO institution A Registered Private Company Club/Association/Informal Body/Body Corporate A Trust Listed Company Have you formalised/registered your business/organisation with the required authorities e.g. tax authorities, business registration authority? Yes Partially/Incomplete/In progress No Not required/applicable How many years have you been in business? 10 years or more 5 to 9 years 3 to 5 years 1 to 3 years under 1 year How many shareholders/partners are there in your business? Only one/myself 2 to 5 We have a reasonable spread of shareholders/partners (6 - 20) We are part of a group which has a small shareholder/partner base We have a good spread of shareholders/partners (greater than 20) We are part of a larger group with a good spread of shareholders/partners Does the business/organisation have broad shareholder/member support?: Yes No How many directors/partners/key office bearers/committee members/trustees are there in your business or organisation? Only one/myself 2 to 5 6 to 10 More than 10 Do you have regular meetings of directors/shareholders/partners/trustees or committee members? Yes - monthly/quarterly Annually Occasional/Ad hoc/Informal meetings No - never How many key people are there in your business/organisation? Only one/myself 2 to 5 Between 5 and 20 Over 20 In excess of 100 What age/ages are the key people in your business/organisation? Under 30 30 to 45 40 to 60 Over 60 Even mix of young and old How much revenue do you generate (on average) per year? Less than $ 50 000 $ 50 001 to $ 100 000 $ 100 001 to $ 250 000 $ 500 001 to $ 1 mil $ 1 mil to $ 5 mil More than $ 5 mil Don't wish to answer How many countries or markets do you operate or trade in? One only/just our home market 2 or 3 4 or 5 5 to 10 More than 10 Do you operate in a single or in multiple industries and businesses? We only operate in one business and industry We are involved in multiple industries and businesses We are actively looking to get into other businesses and industries What is the nature of your core business offering? Services Products Products and Services Does your industry require specialised skills and knowledge, formal registration and accreditation as well as accountable and professional conduct of employees e.g. auditing, accounting, legal, pharmaceutical, medical, engineering, financial services, banking etc? Yes, definitely. Yes to a degree. No, not really. No, not at all. What is your relationship with your funders/shareholders/bankers? Our funders/shareholders/bankers really understand our business and are like partners to us. Our relationship with them is really excellent We find our funders/shareholders/bankers don't really understand our business, our challenges and don't treat us like partners. Our relationship with our funders/shareholders/bankers is generally quite supportive, but at times feel they don't really understand our business and needs. While the relationships are generally good, they could be better if they took the time to understand us better and/ or behaved more like partners than service providers Our relationship with our funders/shareholders/bankers is best described as okay. We find our funders/shareholders/bankers don't really understand our business, our challenges and don't treat us like partners. Our relationship with them is neither good nor bad To be honest, our relationship with our funders/shareholders/bankers is not good at all. We don't feel they have any real interest in understanding our business and our needs. Our funders/shareholders/bankers definitely don't behave like partners Next