Sole Trader Assessment Assessment –Sole Operator/Sole Trader Set Desired Risk Threshold (in % terms ) * (the lower the amount the higher tolerance of risk, the higher the amount the lower tolerance of risk) General Do you have an existing relationship with the Standard Bank Group? * Yes No - but with a competitor bank/s. No - but we would like to establish a relationship. Have you completed the bank's customer regulatory and compliance requirements e.g. KYC or FICA? * Yes Yes - but with a competitor bank/s. No What facilities or services do you enjoy with Standard Bank /another bank? * Credit/overdraft facilities Term/Asset based finance Trade finance Electronic/cell-phone transactional banking services What facilities or services do you enjoy with Standard Bank /another bank? Credit/overdraft facilities Term/Asset based finance Trade finance Electronic/cell-phone transactional banking services None of the above. * None of the above/bank account only How many years have you been in business? * 10 years or more 5 to 9 years 3 to 5 years 1 to 3 years under 1 year How is your business legally structured? * Individual/Sole Proprietorship/Sole Trader Company Other Do you operate in a single or in multiple industries and businesses? * I am very focused on my core business I am involved in multiple industries and businesses I am actively looking to get into other businesses and industries What support do you get from stakeholders or backers? * I receive no support, have nothing at my disposal and must stand on my own feet. I am the only shareholders/party and am fully committed to the business but have limited further capital to invest. I have a potential backer or funder who might be able to provide some capital. This support will however be limited. My stakeholders are totally supportive of the strength and growth of my business and will (and have) provided whatever is required to ensure the success of my business. How many key individuals are there in your business? * 1 i.e. just myself 2 Less than 5 Over 5 What age are the key people in your business? * Under 35 35 to 50 50 to 65 Over 65 Do you have succession plans in place in the event of the death or disability of yourself or key people? * Yes No Do you have key-man and/or medical/disability insurance in place for yourself and/or them? * Yes No What is the nature of your core business offering? * Services Products Products and Services How many countries/markets do you operate or trade in? * Just my home market 2 3 to 5 More than 5 General Score Next Page
